The holidays don’t have to be an expensive time of year! Use these 6 Budget Saving tips to make this Christmas season one to remember and not for the credit card bills that arrive in January! [Read more…]
We are so excited for Halloween! Are you? Use these tips to save big on Halloween Costumes this year. [Read more…]
Saving money on meat, produce and dairy products is not a whole lot different than buying other grocery products. Other than of course, we rarely have coupons for these products! Given this, saving money can be a bit more challenging if you don’t know how to shop smartly. [Read more…]
Back to School is just around the corner, so we need to start building up fall and winter wardrobes for our little ones. With how fast kids can go through and grow out of clothes, you’ll need some Ways To Save On Back to School Clothes. With these tips not only will you be able to have a full closet for back to school, but you can also make a few bucks on items your kids have outgrown! [Read more…]
Many people want to can their own food but get overwhelmed when they start looking into it & want to know if canning your own food is worth it. It can seem like a huge expense to get started, but can save you a lot of money in the long run. Plus, you’ll know exactly what you are eating and can adjust to your own preferences!
When you first start canning, like most new things, you will spend more time doing it. After a few canning sessions, you’ll be shocked at how little time you actually spend in the kitchen!
Canning is a safe and effective way to store food by sealing the food in jars and heating them to let out any air, preventing bacteria from growing and spoiling your food.
Before you get started, you need to decide which canning method you are going to use. Water bath canning (covering the jars with water and boiling) works best for fruit, pickling, and canning preserves. Oven & dry canning are reserved for dry goods only. Pressure canning is great for meat, veggies, and some fish.
Oven canning is the cheapest one to get started on. All you need are canning jars, dry goods (think flour and other grains, and dehydrated foods), and an oven. There is a lot controversy over oven canning so many people choose not to use this method at all, so we aren’t going to teach you how to do it today! If you are just wanting to make sure bugs don’t get in your flour, try putting in an open stick of Wrigley’s Doublemint gum. It helps repel bugs and doesn’t change the flavor at all!
Dry canning is similar to oven canning. It’s only used for dry goods (less than 10% moisture) but you don’t use an oven. Instead you use oxygen absorbers to stop bacteria from growing. I typically see this done with items that stay good for very long periods of time, but haven’t tried it myself.
Water Bath Canning
Water bath canning & pressure canning are the only methods endorsed by the USDA and those are the two I stick to. Water bath canning is done by submerging closed jars in a special HUGE pot. These pots come with a lid and a special rack that makes it easy to add and remove the jars safely.
If you want to can meat, fish, or low-acidic foods, you’ll need a pressure canner like the one above. They have a steam-tight lid and a special gage.
Although pressure canners can be a little expensive (water bath canners go on sale for about $20 this time of year), it is a one-time expense. Canning is the most cost-effective way to make and store your own food. It’s even cheaper if you grow your own food, but many people buy organic produce/meat to can. Picking up produce from your local farmer’s market is a great way to support local farmers and is normally cheaper than buying organic produce from the market.
While canning can seem like a time-consuming process, once you are done you can have an entire season’s worth of canned produce and meat that is ready with little effort at dinner time!
For many, the benefits from canning your own food outweigh the time and initial expense!
As summer approaches one of the biggest things on most parents minds is how to occupy the kids home from school without breaking the bank. Here are 7 Inexpensive Kids Summer Activities that will help you to keep them occupied and your wallet in check this year. Check these out and grab your calendar to plan ahead for fun times for the whole family that will leave your kids excited for next years adventures. [Read more…]
One of the largest budget strains in the summer months are the higher utility costs due to extra electricity needed to run air conditioning and extra water for pools, sprinklers and the like. While it is important to stay comfortable during the hottest months of the year, it can also do devastating damage to your budget and savings if you are not careful. Here are 5 Ways To Cut Summer Utility Expenses that are simple, cost effective and worthwhile. It is often the smallest of changes that make the largest impact on your budget. Check out these tips and apply them to your home this year to see a marked difference in your summer utility bills. [Read more…]
With Spring here and Summer just around the bend it’s time to start changing out our closets and deciding what we need to buy to fill out our kids summer wardrobes. With budgets always tight this is a great time to take advantage of our 5 Ways To Save On Kids Summer Clothing. Not only can you grab great name brand clothing at a fraction of the cost, but you can also make a few dollars back on items your kids have outgrown with some of these methods! [Read more…]
Whether you’re self-conscious about hitting the gym when it’s full of tanned, “perfect 10″ beach beauties, or you’re just trying to save a little cash, learning how to make a home gym for less can save you time (driving back and forth!) and lots of money. It can also help you shave off a little (or a lot of) pounds!
Home Gym Essentials
First, you’ll need some space. All you really need to work out at home is your body, because bodyweight exercises are amazing! Plus, you can do cardio without any equipment, too. However, if you’d like to have the full gym experience, here are a few items I suggest to purchase (even one at a time).
Choose a workout area that allows you to move around a bit. Ideally, an entire room (or garage, whatever) is what you want – but not everyone has that much space, so whatever you have… make it work!
If you don’t have a ton of space, I recommend using the living room. Buy a few workout DVDs (I love Jillian Michaels and Leslie Sansone workouts), and get your calorie burn on in the living room!
Like working out outside? Make a slosh pipe! This thing is one crazy workout, and only costs a few bucks.
Yoga Mat – price varies, usually around $20 but this one (in brown) is only $8.99 right now. You’ll use a yoga mat for pretty much everything! Whether you’re doing sit ups on the floor, or any floor work at all, you’ll want a mat to make yourself comfortable. You don’t want an aching back… it will just be one more excuse to stop (or shorten) your workout.
Resistance Bands – You can use bands or loops. It seems the loops are a bit cheaper. The loops kind of have a weird smell at first so if you’re sensitive to that, stick with the bands instead. I use the resistance loops and bands for arm and leg work. For legs, step side to side and do side leg raises. For arms, you can do pretty much any exercise that you’d do with dumbbells. My favorites are tricep extensions. Move slowly, creating even more resistance than the band/loop does. This will increase your calorie burn!
Jump Rope – price varies but I bought one for $1.54 on Amazon not too long ago. You can also get a weighted jump rope, but those do cost more. Do 30 seconds of jump rope at first, then work your way up to jumping faster and longer.
If you’re doing interval training, do a few burpees, then a minute of jump rope. Alternate burpees, mountain climbers, jump rope, etc for 20 minutes to get an amazing cardio workout.
Weighted Hula Hoop – You can buy a weighted hula hoop for about $50, or you can make your own. Weighted hula hoops are great, but start light (and only do it for a few minutes at a time), or you’re going to have severely bruised sides. Don’t ask me how I know this.
Stability Ball - $18.00 (I got this one for $14)- Use in place of a workout bench, and also for other exercises like crunches. Do some research to see which size you need for your height before making a purchase. Stability balls are also great chairs! If you work on the computer a lot (like I do!), sitting on a ball for a few hours a day will help strengthen your core.
These items are what I consider essential for building a complete home gym for less. While you’re still adding to your gym, remember to do lots of bodyweight exercises. Not only will you get used to using your own body as your gym, you’re going to build muscle and stamina in ways that you never thought possible! Also remember to do cardio and weight training!
Is there anything else you’d add to create a home gym for less?
Maybe you’re living paycheck to paycheck, or possibly not even able to make one paycheck stretch to the next. Maybe your paychecks are enough to pay the bills, but you just feel like there’s more that you can be doing to save for your future. Either way, these tips will help you start to save money immediately. The key is making a plan, and putting it into action!
The Ultimate Cheat Sheet On Saving Money
Set up a savings account. Even if you don’t have a ton of money to put in the account, having it there will hopefully keep saving money on your mind! Setting up an account that earns interest is your best bet, so shop around before settling.
Budget that moolah! Set up a budgeting worksheet, and stick with it. Income in, expenses out. It’s really simple if you write it down!
Unplug. Not only will unplugging save you money on your electric bill, if you’re watching less television, you’ll see less ads. Less ads = less things you “need” to buy = money saved. Pay attention to what your energy bill was last month, and this month. Start unplugging as often as you can, and see how much your bill goes down next month, and the month after. Take the extra money that you saved on your bill and put it into a savings account.
Sell your stuff. We all have clothes in our closet that we haven’t worn in ages. Why not sell them? You’ll make someone happy by giving them a discount, and you’ll make a few bucks to put into your savings account. Win-win!
Meal plan. Meal planning will save you time and money every single week if you stick with it. Keep track of how much you save by creating a menu plan, and put that money in savings.
Sign up for rewards! Whether it’s at your favorite coffee joint, or at your local grocery store, rewards = money saved. If you’re signing up for online rewards programs, set up a separate email account so your main account isn’t flooded with this types of emails.
Ditch the addictions. Do you have to have that $5 coffee each day? You might think so, but cutting back to once or twice a week would save you sooo much! The same thing goes with cigarettes, alcohol, or any other expensive habit (like eating out at lunch every day). Ditch the habit completely, or at least cut back to once or twice a week, and notice how much you save!
Cancel memberships. Do you have a gym membership that you use just a few times a year? What about the beauty box subscription you don’t really care for? If you’ve got a subscription or membership to something you’re not using, ditch it!
Budget shop. Hit the yard sales, hit Goodwill, ,shop at Schoola and hit thrift stores! These places will save you a ton of dough if you shop smart. Don’t buy junk you don’t need – stick to the basics.
DIY. Even if you aren’t crafty, in this Pinterest generation, it’s soooo easy to make your own birthday, Christmas, and even anniversary gifts. They don’t have to look cheap to be cheap. If you’re shopping at stores like Michael’s and JoAnns, be sure to print coupons before you go.